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Benefit Card Program


You're in control: Use your OTC prepaid debit card to buy OTC items in a retail store or pharmacy or order over the phone or online.

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The iCare Health Plan Benefit Card Program for Medicare members allows you to purchase Medicare approved Over-the-Counter (OTC) items at your own convenience. You will get a prepaid benefits card in the mail and your first month’s OTC dollar amount will be loaded onto the card. NOTE: It is important to keep the benefits card in your wallet, purse, bag – anywhere safe.

New for 2021

Buy in-store or through your OTC catalog, or in-store with the iCare OTC Benefits Card!



  • $100 monthly ($300 quarterly) allowance on eligible Medicare OTC items
  • Unlimited catalog orders (up to your available balance) when you shop online, by phone, or from our product catalog--with FREE home delivery!

2021 Over the Counter (OTC) Benefit Amount

iCare Medicare Plan (HMO D-SNP) members will receive $100 per month ($1,200 per calendar year) to purchase OTC items (approved non-prescription drugs and health-related items).

Any unused balance will automatically expire at the end of each quarter or upon disenrollment from the plan.

Check your balance –

What can I buy with my Benefit Card?

You may purchase Medicare approved OTC non-prescription drugs and health-related items at participating retail store or pharmacy.

  • Pain relievers and fever reducers
  • Allergy sprays and gels
  • Cold and flu products
  • First aid supplies
  • Skin and sun care products

Need help to know what items you can buy? Login to or download the OTC Network App here. Or, you can check out Your Medicare OTC Eligibility Guide for help with eligible items.



Did you know that you could SAVE MORE with your Over-the-Counter (OTC) Benefit Card?


HOW?  By choosing GENERIC over BRAND named over-the-counter medications!

And, did you know that your OTC Benefit Card comes with preloaded discounts and coupons to help you save even more?

No clipping coupons. Just swipe at the checkout and save when you shop in-store at participating retailers

Save More and Buy More!

Learn How

Where can I use my Benefit card?

*Not available at CVS in Target stores. Other retailers are available. Just search for more participating retailers!

How to order from the catalog

Prefer to order from the comfort of your own home?  Use your benefit card to purchase items from your OTC Product Catalog from NationsOTC with FREE home-delivery.  Now with unlimited monthly ordering (up to your available balance)!

You have three ways you can order through the catalog. Whichever way you choose, your order will be delivered directly to your home with free shipping. You have the choice of how to order whenever you need OTC items!

By Phone: 1-877-644-3273

By Mail: Complete the order form included in your OTC Catalog and mail to NationsOTC.

Last Updated 10/1/20


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